Personal Loans • Banks • Credit Unions • [email protected]
Personal Loan Resources

Compare Personal Loans From Banks and Credit Unions.

Use the official lender links below to compare personal-loan options for debt consolidation, home improvements, major expenses, unexpected costs, and other eligible personal financing needs.

Compare Before You Borrow

Focus on the Total Cost, Not Just the Monthly Payment.

Compare APR, loan amount, repayment term, origination fees, prepayment penalties, eligibility requirements, and whether you can check potential rates before completing a full application.

APR Compare the total borrowing cost, not only the advertised rate.
Loan Term A longer term may lower the payment while increasing total interest.
Fees Review origination, late-payment and other potential charges.
Rate Check Look for soft-credit rate checks where the lender offers them.
Banks & Bank-Backed Lenders

Compare Personal Loans Directly From the Lender.

These links go to the official lender pages. Loan availability, rates, terms and eligibility can change, so review the current offer directly.

WF
Bank

Wells Fargo

Compare unsecured personal-loan options for debt consolidation, home improvements and major expenses.

View Wells Fargo Loans
D
Bank

Discover Personal Loans

Explore fixed-rate personal loans for eligible uses such as debt consolidation, home improvement and major expenses.

View Discover Loans
USB
Bank

U.S. Bank

Explore personal loans with fixed monthly payments and online rate-check options.

View U.S. Bank Loans
TD
Bank

TD Bank

Explore TD Fit personal loans for eligible personal expenses, debt consolidation and other financing needs.

View TD Bank Loans
S
Bank

SoFi

Compare online personal-loan options, including debt-consolidation and general personal-use financing.

View SoFi Loans
LS
Truist

LightStream by Truist

Explore unsecured fixed-rate personal loans for eligible borrowers and a wide range of personal-use purposes.

View LightStream Loans
T
Bank

Truist Loan Options

Explore Truist lending options, including LightStream unsecured personal loans and other consumer borrowing products.

View Truist Loans
PL
Compare

Compare Before Applying

Review more than one lender whenever possible so you can compare estimated payment, term, fees and total borrowing cost.

Review My Credit First
Credit Unions

Credit Union Personal Loans Worth Comparing.

Credit unions generally require membership. Review eligibility, membership requirements, current rates and terms before applying.

NFCU
Credit Union

Navy Federal Credit Union

Explore personal loans for eligible Navy Federal members, including debt consolidation and personal-expense loans.

View Navy Federal Loans
PF
Credit Union

PenFed Credit Union

Compare unsecured personal loans with online rate-check and prequalification options.

View PenFed Loans
CU
Credit Union

Check Local Credit Unions Too

Your local credit union may offer competitive personal-loan rates, especially if you already have an established banking relationship.

Find a Credit Union
Tip: Where available, checking personalized loan options or prequalification with a soft credit inquiry can help you compare potential terms before deciding whether to complete a full application.
Before You Borrow

Make Sure the Loan Improves the Situation Instead of Extending It.

A personal loan can simplify debt or cover a major expense, but the payment needs to fit the budget and the total cost needs to make sense.

Compare APR

APR gives you a better view of borrowing cost because it can reflect interest and certain fees.

Review the Full Term

A lower monthly payment over a longer term can result in paying more interest overall.

Check Origination Fees

Some lenders deduct fees from loan proceeds, which means you may receive less than the amount shown on the loan agreement.

Understand the Payment

Make sure the fixed monthly payment fits your budget before accepting the loan.

Watch the Inquiry

A full loan application may result in a hard credit inquiry even when the initial rate check does not.

Have a Clear Purpose

Borrow because the financing solves a defined need—not simply because the lender offers a large amount.

Review Before Applying

Not Sure Whether a Personal Loan Fits Your Credit Profile?

Start with a credit review if you want to understand your current profile before adding another inquiry, payment obligation or installment account.