Affiliate Disclosure

1. Affiliate and Referral Relationships

Some links on Credit Stoppers may be affiliate, referral, or partner links. If you click one of these links and enroll in, purchase, or obtain a third-party product or service, Credit Stoppers may receive compensation from that provider.

2. No Increase in Price Because of Our Referral

In general, using a Credit Stoppers referral link does not increase the price you pay solely because Credit Stoppers may receive compensation. However, all pricing, fees, trial periods, subscriptions, eligibility requirements, promotions, and product terms are determined by the third-party provider.

Third-party pricing and terms may change at any time without notice to Credit Stoppers.

3. Types of Products and Services That May Include Referral Links

Affiliate or referral relationships may apply to products or services such as:

• Credit-monitoring services.
• Credit-building products and services.
• Rent-reporting services.
• Credit cards and banking products.
• Business checking or other business banking products.
• Personal or business financing products.
• Financial education or related consumer tools.

4. Third-Party Providers Control Their Products

Credit Stoppers does not own, control, or operate third-party financial products or services unless specifically stated otherwise.

Third-party providers are responsible for their own:

• Pricing and fees.
• Enrollment and cancellation terms.
• Credit-reporting practices.
• Underwriting and approval decisions.
• Interest rates, credit limits, and loan terms.
• Privacy and data-security practices.
• Customer service and product performance.

5. No Guarantee of Approval or Results

The presence of a product or referral link on the Credit Stoppers website does not mean that you are guaranteed to qualify for, receive, or benefit from that product.

Credit Stoppers does not guarantee:

• Credit-card or loan approval.
• Specific credit limits or funding amounts.
• Interest rates or financing terms.
• Credit-score increases.
• Results from credit-building or monitoring products.

Eligibility and approval decisions are made by the applicable third-party provider.

6. Our Recommendations

Credit Stoppers may provide links to products or services that we believe could be useful to clients or visitors based on the product category, available features, or the types of credit goals commonly discussed on our website.

Affiliate compensation may create a financial relationship between Credit Stoppers and the provider. You should independently review the provider's terms, fees, features, privacy policy, and eligibility requirements before enrolling.

7. Credit Monitoring and Credit-Building Services

Credit Stoppers may receive referral compensation from certain credit-monitoring or credit-building providers. If a monitoring product is required for a specific Credit Stoppers service, the applicable service agreement or program description should identify that requirement.

You remain responsible for reviewing the third-party provider's subscription price, cancellation terms, trial terms, and other conditions.

8. Financial Products and Financing Links

Credit Stoppers may link to banks, credit unions, lenders, credit-card issuers, and other financial institutions. Some of these links may be referral links, while others may simply be provided as educational resources.

Credit Stoppers is not the lender or issuer unless expressly stated otherwise. Applications are submitted to and evaluated by the third-party financial institution.

9. Sponsored Content

If Credit Stoppers publishes content that is specifically sponsored or paid for by a third party, we may provide an additional disclosure identifying the sponsorship when appropriate.

10. Your Choice

You are not required to use a particular affiliate or referral link simply because it appears on the Credit Stoppers website.

You may choose to research alternative providers or access a provider directly. Your decision should be based on whether the product is appropriate for your needs, not solely on its inclusion on our website.

11. Changes to This Disclosure

Credit Stoppers may update this Affiliate Disclosure as our referral relationships, website resources, or business practices change.

Updated versions will be posted on this page.

12. Contact Credit Stoppers

Questions about an affiliate or referral relationship may be sent to:

Credit Stoppers
Email: [email protected]
Website: https://creditstoppers.com

This Affiliate Disclosure should be read together with the Privacy Policy, Terms & Conditions, and any product-specific terms or disclosures provided by the applicable third party.